Reward points, fake product listing among new cyber frauds

Panaji: The cybercrime cell of Goa police observed that cyber fraudsters are adopting five new and deceptive modus operandi to target citizens, including reward points scams and fake online product listings.Cyberpolice registered over 40 FIRs in cyberfraud cases so far this year, and 40% of these FIRs are related to investment fraud. Around 60% of investment fraud victims are senior citizens, and over 90% victims of digital arrest are senior citizens.As of now, cyber fraudsters have cheated Goans to the tune of Rs 100 crore. Police sources said that this is just the official figure, but actual amount could be much more. Last year, fraudsters made close to Rs 101 crore.In the reward points scam, cybercrime SP Rahul Gupta said the fraudsters impersonate bank or digital wallet representatives, claiming that your reward points are expiring.“Victims are often tricked into clicking fake links, sharing OTPs, or installing remote access apps, leading to financial loss. Never share OTPs or personal details with anyone. Verify reward schemes only via official apps or websites,” Gupta said .In connection with fake online product listings, Gupta said scammers post fake ads for mobiles, electronics, vehicles, etc, on online marketplaces and Instagram/Facebook at heavily discounted rates, using stolen images and fake reviews.“Victims pay in advance but receive nothing in return,” Gupta further said. “Avoid advance payments to unknown sellers and verify seller credentials on authorised platforms before making any financials decisions.”In fake credit card offers, Gupta said that citizens are lured by messages offering instant loans, cashback, or credit card upgrades. Fraudsters extract sensitive information and cause unauthorised UPI or card transactions.In connection with WhatsApp hacking, Gupta said cybercriminals hack WhatsApp accounts by tricking users into sharing verification codes. “Hacked accounts are misused to demand money or send malicious links. Never share OTPs. Enable 2-step verification on WhatsApp,” the cybercrime SP said.Another new fraud that came to light is RTO challan APK fraud. Gupta said fraudsters circulate fake RTO challan apps, claiming pending challans. Once installed, these APKs compromise your device and financial data. In case of fraud, call cybercrime helpline at 1930 or visit cybercrime.gov.in to file a complaint.