reserve requirement ratio

The Defence Research and Development Organisation (DRDO) of India has just rolled out its latest innovation: Advanced Armoured Platforms, available in both tracked and wheeled configurations. This new generation of vehicles, created in partnership with Tata and Bharat Forge, in race to replace the legacy BMP-2 IFVs.

India’s higher education expansion looks impressive on paper: more students, more colleges, more seats. But behind the growth story sits a stubborn faculty shortage that exposes a deeper fault line. Recruitment delays, state-level bottlenecks, contractual hiring and weak academic infrastructure are leaving classrooms overcrowded and teachers stretched, raising a sharper question: Is access expanding faster than education itself?

Common framework for Noida, Greater Noida, YEIDA areas; no height cap beyond safety curbs

Samsung's Galaxy A57 arrives as a slim, premium mid-range option, boasting a vibrant Super AMOLED display and impressive performance powered by the Exynos 1680. Its standout feature is the "Awesome Intelligence" suite, bringing flagship AI camera and productivity tools to a more accessible price point, alongside a dependable battery and long-term software support.

Today is Akshaya Tritiya, an auspicious day in the Hindu calendars, believed to bring lasting prosperity and good fortune. Buying gold on this day is considered auspicious. Experts believe that returns on gold over the last few years reinforce its role as a long-term wealth preserver.

The RBI kept its policy rate at 5.25% for the second consecutive meeting, citing concerns over elevated crude oil prices and global uncertainties. Governor Malhotra expressed cautious optimism, assuring markets that temporary forex measures were aimed at curbing speculation and would be reviewed. The central bank also eased capital norms for banks to support credit growth.

India's push for 'Jan Vishwas' faces a stark contradiction as authorities increasingly use stringent NDPS and BNS laws against licensed pharmaceutical stockists. Despite clear regulations under the Drugs and Cosmetics Act, businesses dealing in common cough syrups are being prosecuted, blurring lines between regulation and criminality. This trend risks eroding trust and undermining the rule of law.

Finance Minister Nirmala Sitharaman highlighted India's strong debt management, with an 81% debt-to-GDP ratio, positioning it favorably among major economies amidst global economic volatility. The ongoing Middle East conflict poses a systemic threat to global energy, impacting supply chains and economic stability, while the RBI's MPC begins deliberations amid inflation concerns.

Kerala's upcoming assembly elections see Christian voters, particularly in central Kerala, becoming a crucial battleground. Traditional UDF support is tested by socio-economic concerns, political realignments, and perceptions of communal favoritism, forcing parties to re-evaluate their strategies to secure this influential bloc.

The selloff was triggered by the resignation of Atanu Chakraborty, who said that certain “happenings and practices” within the bank over the past two years did not align with his personal values and ethics.

India continues to be the largest recipient of remittances in the world. India’s share in the world remittances stood at 14% in 2024. What does the current US-Iran war and the Middle East conflict mean for remittance flows to India? What is the dependence, macro importance?

Hindustan Petroleum Corporation Limited (HPCL) is recruiting 250 Graduate Apprentice Trainees for its refineries. Engineering graduates meeting specific academic and age criteria can apply online from February 25 to March 10, 2026. Selected candidates will receive a ₹25,000 monthly stipend. The selection is merit-based on degree marks, followed by document verification.

The Reserve Bank today raised statutory liquidity ratio (SLR), the portion of deposits that banks are required to keep in government securities, by 100 basis points to 25 per cent.

During discussions with RBI, including at this week’s board meeting, government representatives have suggested that the capital requirement for banks, along with risk weights and capital conservation buffer should be in line with the Basel norms, sources told TOI. The government feels that the current norms are tougher than global standards.

In July, Delhi University wrote to St Stephen’s College asking it to ensure that when the cutoff scores for admissions were determined, they were “sufficiently lowered” for persons with disabilities (PwD), at least “to the level of points required by applicants who are part of Church of North India”.

With inflation declining and fiscal discipline improving in the system, the Reserve Bank might reduce its cash reserve ratio and repo rates further enabling banks to lower their lending, deposit rates further, bankers said.

Reserve Bank of India has expressed concern over the high rate of credit in the banking system. This has resulted in the ratio of bank credit to bank deposits (CD ratio) rising sharply triggering alarm bells in the central bank.

In a significant move to bolster the economy, the Reserve Bank of India (RBI) has slashed the Cash Reserve Ratio (CRR) by 1%, injecting Rs 2.5 lakh crore into the banking system. Governor Sanjay Malhotra announced the phased reduction to 3% by November 2025, enhancing banks' lending capabilities.

HDFC Bank has said that the case for the lender's merger with its parent HDFC has weakened after it emerged that only half of HDFC's home loan portfolio qualifies for a special regulatory dispensation that waives reserve requirements.

Housing Development Finance BSE 2.99 % Corp and HDFC BankBSE 1.61 % are keeping open the option to merge but there is little urgency to proceed with it, said top executives of the two financial firms that declared their financial results for the June quarter on Monday.

China on Wednesday slashed bank interest rate by more than 1% in what is clearly an attempt to revive an economy hit by global slowdown...