The Times of India' brings you 'Hack of the Day'—a new weekday series of quick, practical solutions to everyday hassles. Each hack is designed to save you time, money or stress, using tools and features within your reach—from government websites to everyday apps. In simple words it is: Simple fixes for smarter living.For elderly citizens (70+ years) and differently-abled individuals, visiting a bank branch can be a major challenge. Whether it’s withdrawing cash, submitting a life certificate, or completing KYC formalities, the physical effort and long queues often make routine banking tasks stressful. Doorstep Banking (DSB) eliminates this struggle by bringing essential services directly to your home.
What to doThe process is simple and designed for convenience:
- Download the PSB Alliance Doorstep Banking (DSB) app or call the toll-free number 1800 1030.
- Register using your bank-linked mobile number on the app or portal.
- Select the service you need — options include Cash Withdrawal, Life Certificate submission, Cheque pickup, or KYC update.
- Choose a time slot that works best for you.
- When the agent arrives, verify your identity using Aadhaar or PIN, and complete the task securely.
Careful- There is a small fee (₹75 + GST) per visit.
- Never share your ATM PIN or sensitive details with anyone. The agent will only verify identity through official channels.