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College football champion Luther Davis linked to strange disguise trick in unexpected $20 million NFL fraud story

College football champion Luther Davis linked to strange disguise trick in unexpected $20 million NFL fraud story
College football champion Luther Davis linked to strange disguise trick in unexpected $20 million NFL fraud story (Image via Getty)
Luther Davis is now at the center of a shocking fraud case. The former Alabama football player is set to plead guilty after being accused of pretending to be NFL stars to take huge loans. According to The Guardian, prosecutors say he used disguises, fake IDs, and even video calls to pull off the scam. The case involves nearly $20 million and has now moved forward in a federal court in Georgia.


Luther Davis accused of impersonating Michael Penix Jr., David Njoku and Xavier McKinney in loan fraud

Federal prosecutors say Luther Davis acted like three NFL players over more than a year. The names linked to the case are Michael Penix Jr., David Njoku, and Xavier McKinney.Court filings, first reported by The Guardian and also seen by the Daily Mail, say this happened between May 2023 and October 2024. Prosecutors claim Davis showed up at loan meetings wearing disguises. In one case, he used makeup and a wig during a video call to act like David Njoku and secured a $4 million deal.
In another moment, he wore a durag to copy Michael Penix Jr., who is known for that look. Prosecutors say lenders believed they were dealing with real players, but none of the actual athletes were present.The filings clearly state, “Unbeknownst to the broker and the lender, none of the players… attended any of these closings.”


$20 million loan scheme, disguises, and court case details involving CJ Evins and Aliya Sports Finance

Prosecutors say the scheme brought in at least 13 loans worth around $19.8 million. Davis is also accused of pretending to be Xavier McKinney at a New York hotel, where he signed for a $4.4 million loan on April 1, 2024. Later that year, he reportedly secured another $3.3 million loan through a video call.The case also includes his alleged partner, CJ Evins. His lawyer, Benjamin Alper, told the Daily Mail that Evins will also plead guilty.Both men are expected back in court on April 27.At the same time, there is a related legal fight. Aliya Sports Finance has filed a lawsuit against Sure Sports. According to ESPN, Aliya’s lawyer Josh Rubens said, “The Aliya Sports Finance Fund, L.P. is working to protect its investors from improper conduct that has caused damage to the fund.”Sure Sports has not commented yet.Davis was once a top high school recruit and played for Alabama from 2007 to 2010. He recorded 47 tackles and was part of the 2009 national championship team. Years later, he was also accused of helping connect college players with agents, which went against NCAA rules at the time.

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About the AuthorSehjal Gupta

Sehjal Gupta is a sports journalist covering US and international sports, with a specialization in the NFL. She has been writing about sports since 2025, reporting on leagues, tournaments, and athletes who shape the game. A Master’s in Management adds depth to her analysis, while her love for Hollywood movies and pop culture sparks her storytelling voice, a flair that also shapes her entertainment writing, giving it the same energy and creativity she brings to sports.

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