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Stock Market Highlights: Nifty50 closes in red, but stays above 24,000; BSE Sensex reclaims 77,000 after recovering from day's low

Stock Market Highlights: Nifty50 and BSE Sensex ended in red on weak global cues. Rising oil prices today weighed on market sent...

The Times of India | May 05, 2026, 16:25:45 IST

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16:25 (IST), May, 05

Stock Market Live Today: Stock market round-up

Nifty50 and BSE Sensex came under pressure on Tuesday, retreating as renewed tensions in the Strait of Hormuz unsettled sentiment and raised concerns over the stability of the US-Iran ceasefire. The situation was further aggravated by the rupee slipping to a record low against the US dollar amid persistently high crude oil prices, prompting investors to tread cautiously.


After a choppy trading session, the 30-share BSE Sensex closed lower by 251.61 points, or 0.33 per cent, at 77,017.79. During intraday trade, it had dropped as much as 754.37 points, or 0.97 per cent, to touch 76,515.03. The NSE Nifty also ended in the red, declining 86.50 points, or 0.36 per cent, to settle at 24,032.80.


Among the Sensex constituents, stocks such as ICICI Bank, Eternal, Tech Mahindra, Axis Bank, Bharti Airtel and Larsen & Toubro were among the key losers. In contrast, gains in counters like Mahindra & Mahindra, UltraTech Cement, Bajaj Finserv and Bajaj Finance offered some support to the market.

16:02 (IST), May, 05

Stock Market Live Today: Bias on rupee remains weak

"Rupee extended its weakness, slipping below 95.25 to trade near 95.30 (-0.06%), as continued FII outflows and elevated crude prices above $100 kept pressure on the currency. Higher oil prices are worsening India’s import bill outlook, while lack of strong inflows is limiting any recovery. The overall bias remains weak, with the rupee consistently facing selling pressure on rebounds. In the near term, 94.70 is likely to act as resistance, while 95.50 is seen as immediate support, with markets closely tracking US non-farm payrolls and unemployment data this week for further direction,” says Jateen Trivedi, VP Research Analyst - Commodity and Currency, LKP Securities.

15:55 (IST), May, 05

Stock Market Live Today: Technical analysis for today

"The markets opened on a gap-down note but staged a sharp recovery amid heightened volatility. The Nifty index took support near its 21-DMA around 23,950 levels and managed to close above the 24,000 mark. However, it encountered resistance near its 50-DMA at 24,080 and formed a Doji candle on the daily chart, indicating indecision. A decisive move above 24,100 could pave the way for further upside towards 24,300, while immediate support is seen at 23,900 levels. The broader trend currently appears sideways, though the setup remains constructive for accumulation with a potential pullback on the upside,” says Nilesh Jain, VP- Head of Technical and Derivative research at Centrum Finverse Ltd.

15:52 (IST), May, 05

Sensex Today Live: Top 10 losers on BSE Sensex today

1. ICICI Bank: Current Price 1,251 | Price Change -19.50 (-) | -1.54% (-)
2. Eternal: Current Price 248.47 | Price Change -3.44 (-) | -1.37% (-)
3. Tech Mahindra: Current Price 1,452 | Price Change -19.40 (-) | -1.32% (-)
4. Axis Bank: Current Price 1,260 | Price Change -15.40 (-) | -1.21% (-)
5. Bharti Airtel: Current Price 1,806 | Price Change -21.00 (-) | -1.15% (-)
6. Maruti Suzuki: Current Price 13,426 | Price Change -154.00 (-) | -1.14% (-)
7. L&T: Current Price 4,055 | Price Change -46.31 (-) | -1.13% (-)
8. Adani Ports SEZ: Current Price 1,725 | Price Change -17.60 (-) | -1.01% (-)
9. HDFC Bank: Current Price 772.30 | Price Change -7.11 (-) | -0.92% (-)
10. SBI: Current Price 1,060 | Price Change -8.50 (-) | -0.80% (-)

15:50 (IST), May, 05

Sensex Today Live: Which stocks were gainers on Sensex 30 today?

1. Kwality Wall's: Current Price 29.84 | Price Change 2.45 (+) | 8.91% (+)
2. M&M: Current Price 3,211 | Price Change 104.00 (+) | 3.36% (+)
3. UltraTech Cem.: Current Price 11,963 | Price Change 205.00 (+) | 1.75% (+)
4. Bajaj Finserv: Current Price 1,795 | Price Change 24.20 (+) | 1.37% (+)
5. Bajaj Finance: Current Price 958.60 | Price Change 8.40 (+) | 0.89% (+)
6. Infosys: Current Price 1,178 | Price Change 9.70 (+) | 0.84% (+)
7. HUL: Current Price 2,327 | Price Change 18.10 (+) | 0.79% (+)
8. Titan Company: Current Price 4,374 | Price Change 10.60 (+) | 0.25% (+)
9. Power Grid: Current Price 319.45 | Price Change 0.40 (+) | 0.13% (+)
10. ITC: Current Price 311.45 | Price Change 0.35 (+) | 0.12% (+)
11. RIL: Current Price 1,464 | Price Change 0.50 (+) | 0.04% (+)

15:45 (IST), May, 05

Stock Market Live Today: Sectoral trends mixed

"Domestic equities witnessed a volatile session, closing lower as post-election optimism faded and sentiment re-aligned with global weakness amid rising geopolitical tensions. Elevated crude prices continued to pressure the rupee, which slipped to record lows. Despite these headwinds, the ongoing earnings season, with results slightly ahead of expectations, provided some support and triggered selective bottom-fishing. Sectoral trends were mixed, with buying seen in FMCG, IT, pharma, autos, and metals, while realty and financials remained under pressure. Going ahead, market direction is likely to stay sensitive to geopolitical developments and incremental cues from upcoming earnings,” says Vinod Nair, Head of Research, Geojit Investments Limited.

15:41 (IST), May, 05

Nifty Today Live: Possibility of a meaningful recovery soon?

"Indian equities continued to trade weak as crude prices remained firm. On the daily chart, the Nifty has sustained below the 50EMA for eight consecutive sessions, keeping the bearish trend intact. The RSI is in a bearish crossover, indicating weak momentum.

However, a closer and more granular view of the Nifty chart suggests the possibility of a meaningful recovery from current levels. On the lower timeframe, the index has started forming higher lows, which might be an early sign of a potential reversal.

In the short term, the index may move higher with a potential upside towards 24,285–24,350. On the downside, support is placed at 23,880, below which weakness could intensify,” says Rupak De, Senior Technical Analyst at LKP Securities.

15:38 (IST), May, 05

Stock Market Live Today: Nifty50, BSE Sensex close in red

Stock market closing today: Nifty50 and BSE Sensex closed in red on Tuesday as oil prices remained elevated, but pared some of their intraday losses. Nifty50 ended the day at 24,032.80, down 87 points or 0.36%. BSE Sensex closed at 77,017.79, down 252 points or 0.33%.

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15:03 (IST), May, 05

Stock Market Live Today: FII allocations in Technology at an all-time low

* Sharp drawdown amid geopolitical tension: Volatility in the Indian market persisted, making FY26 one of the most turbulent years for domestic equities. Indian equity markets stand at a pivotal juncture, supported by several tailwinds yet overwhelmed by geopolitical headwinds emanating from the ongoing Iran-Israel/US conflict, says Motilal Oswal Financial Services Ltd.
* DIIs remain the bedrock; even an abatement of FII outflows will help: Domestic investors have continued to repose their unstinted faith in Indian equities, demonstrating strong resilience and an impressive capacity to absorb volatility over the past few years. In 1QCY26, DIIs have invested $27.2b in Indian equities, backed by the unwavering SIP run rate. Conversely, FII flows have been volatile; while they turned positive in Feb’26 with ~$1.7b of inflows, the onset of the Iran war sparked another bout of massive selling of $14.2b in Mar’26 – taking the 1QCY26 FII outflows to $15.8b. Once the war dust settles, there is a high likelihood of a better FII flow environment, and even an abatement in outflows will be taken positively by the market, while a full-blown positive flow can lead to sharper rallies.
* This structural shift in institutional ownership, which has gained momentum since 2021, continues to strengthen as DII holdings reach new peaks, touching 20.9%, while FII holdings touched a new low of 17.1% in Nifty 500 companies.

14:37 (IST), May, 05

Sensex Today Live: Sobha Ltd shares rise around 10%

Shares of real estate developer Sobha Ltd surged up to 9.5% on Tuesday, touching an intraday peak of Rs 1,575.55 on the BSE, after the company reported a sharp jump in its fourth-quarter earnings. Net profit for Q4 more than doubled, climbing 124% year-on-year to Rs 92 crore from Rs 41 crore in the corresponding period last year.

The company also posted strong revenue growth, with topline rising 29% to Rs 2,030 crore compared to Rs 1,270 crore a year earlier. Quarterly collections came in at Rs 1,990 crore, reflecting an 11% increase over the previous quarter and a 26% rise on a yearly basis.

Operating performance improved as well, with EBITDA advancing 62% to Rs 152 crore from Rs 94 crore in the year-ago quarter, while the EBITDA margin remained unchanged at 8% compared to last year.

On a full-year basis for FY26, total collections stood at Rs 7,798 crore. The company also reported a significant reduction in net debt, which fell to Rs 800 crore, translating into a net debt-to-equity ratio of -0.17, according to its regulatory filing released on Monday.

14:35 (IST), May, 05

Stock Market Live Today: Defence MFs give 25% returns

Defence-focused mutual funds have delivered returns of as much as 25% over the past month, but market participants caution against rushing in after such a steep and rapid upswing, noting that the rally has largely been fuelled by geopolitical tensions and developments linked to conflict situations.

Speaking to ET, Vishal Dhawan, Founder and CEO of Plan Ahead Wealth Advisors, said investors should be wary of chasing short-term momentum. He pointed out that the recent spike in defence-oriented schemes has been primarily driven by global uncertainties and war-related triggers rather than underlying fundamentals.

He emphasised that while such rallies can be event-driven in the near term, sustained performance over time hinges on factors such as valuations, execution capabilities and consistent earnings growth. Although the defence sector offers promising long-term prospects—supported by increased government spending, a push towards domestic manufacturing, and a growing order pipeline—returns may not materialise immediately due to the extended timelines of projects. As a result, the sharp gains seen recently may not be durable.

Chirag Muni, Executive Director at Anand Rathi Wealth Limited, said that the current phase in defence stocks reflects strong momentum. He noted that gains of 20–25% within a single month suggest that market sentiment and investment flows are driving prices at a pace that may be out of sync with fundamentals.

13:22 (IST), May, 05

Stock Market Live Today: Stocks in focus post election results

Today’s multiple state election verdict will be viewed positively by the market, not only for the message of a progressive change but more from the lens of policy continuity as the hands of the ruling NDA have become stronger and any faint memories and concerns of 2024 Lok Sabha setback have been convincingly wiped. The results have longer-term implications on the economic growth of involved states, especially the momentous transition for West Bengal, which will play out over the years. Once the results are digested and their positive undercurrent well noted, markets will quickly shift focus to the more immediate developments in the West Asia war and the 4QFY26 earnings season, says India Politics Report by Motilal Oswal Financial Services Ltd..

The 4Q results season has been largely in line with our estimates with a positive bias. For the 109 companies reporting to date (forming ~50% of the estimated PAT pool of MOFSL universe), sales have been 1.6% ahead of our estimates, EBITDA has been in line, while PAT has been 2.6% ahead of MOFSL est. Sectorally, beats in Banks, Consumer, Consumer Durables, Healthcare, Metals, and Retail stand out, while Autos, NBFC Non-Lenders, Oil & Gas, and Utilities have posted misses on aggregate PAT level. However, in the near term, the market will remain hostage to volatile developments arising from the West Asian crisis, while higher commodity prices will be a key monitorable, as a prolonged elevated level could affect India’s macro parameters and engender a tight monetary policy stance. We continue to prefer Large Caps and Mid Caps in our model portfolio.

Motilal Oswal Financial Services’s Top Nifty-50 Ideas: Bharti Airtel, SBI, ICICI Bank, M&M, Titan, Bharat Electronics, Eternal, Tata Steel, Infosys, and Interglobe Aviation. Top Non-Nifty-50 Ideas: TVS Motors, ICICI PRU AMC, Groww, Indian Hotels, AU Small Finance, Dixon Tech., Lenskart, Waaree Energies, Coforge, Radico Khaitan, and Delhivery.

12:58 (IST), May, 05

Stock Market Live Today: Rupee weakens to record low

The Indian rupee weakened by 20 paise to 95.43 against the US dollar in early Tuesday trading, as fragile market sentiment persisted following fresh military tensions between US and Iranian forces in the Gulf region.

According to forex dealers, heightened uncertainty in the region has triggered a flight to safety, with investors shifting funds into safer assets and the US dollar emerging as the key gainer. At the same time, Brent crude prices hovering close to $113 per barrel have continued to weigh on oil-dependent economies such as India.

In the interbank foreign exchange market, the rupee opened at 95.30 before slipping further to 95.43 against the greenback in early deals, marking a decline of 20 paise from its previous close.

On Monday, the domestic currency had already dropped 39 paise to settle at a record closing low of 95.23 against the US dollar.

11:46 (IST), May, 05

Sensex Today Live: Nifty50, Sensex plunge

Stock market today: Indian equity benchmarks, Nifty50 and BSE Sensex, tanked in trade on Tuesday as rising crude oil prices dampen sentiment. At 11:43 AM, Nifty50 was trading at 23,924.70, down 195 points or 0.81%. BSE Sensex was at 76,641.40, down 628 points or 0.81%.

11:43 (IST), May, 05

Stock Market Live Today: BHEL shares rise 3%

Shares of Bharat Heavy Electricals Limited (BHEL) rose a further 3% on Tuesday, taking the two-day gain to around 10%, as strong March-quarter results lifted investor confidence and prompted optimistic brokerage views.

The state-run firm reported a sharp jump in consolidated net profit for the January–March quarter of FY26, which climbed 156% year-on-year to Rs 1,290.50 crore. On a sequential basis, profit surged nearly 231% compared with Rs 390.40 crore recorded in the previous quarter.

Operational performance also improved significantly, with revenue from operations increasing 37% year-on-year to Rs 12,310 crore in Q4FY26, up from Rs 8,993 crore a year earlier. Earnings before interest, tax, depreciation and amortisation (EBITDA) more than doubled during the quarter, rising to Rs 2,005 crore from Rs 990 crore in the corresponding period last year.

Alongside the earnings announcement, the company said its board has proposed a final dividend of Rs 1.40 per share with a face value of Rs 2, translating to 70% of the paid-up equity capital for FY26. The payout, subject to shareholder approval at the upcoming annual general meeting, will be distributed within 30 days if cleared.

10:41 (IST), May, 05

Dalal Street trades in red: Nifty50, Sensex down 0.7%

NSE Nifty50 was down to 23,940.70, shedding 178.60 points or 0.74%. BSE Sensez was also trading in red, falling 549.07 points or 0.71% to 76,720.33.

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10:12 (IST), May, 05

Nifty Today Live: Market outlook

“In the previous session, Nifty 50 witnessed a recovery during the day but failed to sustain at higher levels, facing resistance around the 24,300 zone. This indicates continued supply pressure at elevated levels and suggests that the recent upmove was more of a pullback rather than a confirmed breakout.
From a technical perspective, Nifty 50 continues to trade in a sideways trend in the short term. The index is still struggling to sustain above key resistance levels and short-term moving averages. Momentum indicators such as RSI are hovering near the neutral zone, indicating lack of strong directional strength. Immediate support is placed around 23,900–23,800. On the upside, resistance is seen at 24,200–24,300, while a sustained move above 24,585 is required to confirm bullish continuation.

Bank Nifty continues to exhibit relative strength, but the index is now entering a consolidation phase near higher levels. Price action indicates a range-bound movement as momentum begins to cool off after the recent uptrend. Immediate support is placed at 54,300–54,500, while resistance is seen at 55,500–55,600.

On the institutional front, FIIs were net buyers of approximately ₹2,835 crore, while DIIs remained strong buyers with inflows of around ₹4,764 crore on 04th May 2026, indicating continued support from domestic institutions along with selective foreign participation. India VIX remained elevated but stable around 18.3, suggesting a cautious market environment with the possibility of intraday volatility.

Sectorally, the trend remained broadly positive. Auto, Healthcare, Capital Goods, and select energy stocks outperformed. On the other hand, IT sector underperformed and remained under pressure. Banking supported the market but is now showing early signs of consolidation near higher levels.

Overall, the technical setup indicates a flat opening followed by range-bound and volatile trade. The immediate range for Nifty is seen between 23,800 and 24,300. While the broader trend remains positive, the short-term structure suggests consolidation, and a decisive breakout above resistance levels is required for further upside,” says Aakash Shah, Technical Research Analyst at Choice Equity Broking Private Limited.

09:52 (IST), May, 05

Nifty Today Live: Stock market recommendations

While Lupin, and KEI Industries are recommended as buy calls by Somil Mehta, Head of Retail Research at Mirae Asset ShareKhan, Bharat Forge, and Punjab National Bank are seen as sell calls. Here are the details

09:32 (IST), May, 05

Sensex Today Live: Q4 results to drive markets

VK Vijayakumar, Chief Investment Strategist, Geojit Investments Limited says, “The sentimental boost provided by the BJP’s electoral victory in W Bengal will not last. The market trend will be guided by the developments in West Asia particularly in the Strait of Hormuz. The resumption of hostilities in the Hormuz region and Brent crude again spiking to around $113 are headwinds for the market. Also the US-10-year bond yield rising to 4.44% and rupee sliding to 95.23 level are unfavourable from the FPI flows perspective. Yesterday’s cash market buy by the FIIs is unlikely to be the beginning of a trend. In the near-term the market will respond to Q4 results and management commentary."

09:19 (IST), May, 05

Sensex Today Live: Benchmarks open in red

Stock market today: Nifty50 and BSE Sensex opened in red on Tuesday as rising oil prices continued to keep markets on the edge. While Nifty50 was near 24,000, BSE Sensex dropped one 250 points. At 9:17 AM, Nifty50 was trading at 24,027.85, down 91 points or 0.38%. BSE Sensex was at 76,993.68, down 276 points or 0.36%.

08:34 (IST), May, 05

Stock Market Live Today: Near term outlook

On 4th May 2026, the BSE Sensex closed at 77,269.40, gaining +355.90 points (+0.46%), as the market showed mild recovery despite intraday volatility. The index opened gap up by around 340 points and witnessed initial buying momentum, hitting an intraday high of 77,910.75. However, profit booking emerged at higher levels, dragging the index lower towards an intraday low of 76,939.50, before settling near the lower end of the day’s range. The session formed a Doji candle on the daily chart, indicating indecision between buyers and sellers.

Sectorally, strength was seen in Healthcare, Realty, Capital Goods, Industrials, and Metal, while Information Technology and selective PSU Banks faced mild pressure, reflecting a mixed undertone in the broader market.

From a technical standpoint, the index continues to trade in a range-bound structure with signs of hesitation near higher levels. Immediate support is placed in the 76,500–76,700 zone, which may act as a cushion on declines. On the upside, resistance is seen around 77,800–78,000, where selling pressure could re-emerge.

The near-term outlook remains neutral to slightly cautious, as the formation of a Doji candle suggests lack of strong directional conviction. While the broader structure remains stable, ongoing global uncertainties and intermittent profit booking may keep the market volatile, with a range-bound approach likely in the short term, says Hitesh Tailor, Technical Research Analyst at Choice Equity Broking Private Limited.

07:50 (IST), May, 05

Stock Market Live Today: Asian stocks down, oil prices rise

Asian equities moved lower on Tuesday, while crude prices softened slightly but continued to hover well above the $100-per-barrel mark, as Washington and Tehran pursued diplomatic efforts even as tensions persisted around the Strait of Hormuz.

Market participants also kept a close watch on the Japanese yen, which had briefly strengthened in the previous session, fuelling speculation that authorities in Tokyo may have intervened again to support the currency.

MSCI’s broad Asia-Pacific index excluding Japan slipped 0.3%. Australian stocks declined 0.4% in relatively thin trading conditions, while markets in Japan and South Korea remained shut due to holidays.

Futures for major global indices pointed to a cautious tone. Nasdaq and S&P 500 futures both edged lower by about 0.1%, while EURO STOXX 50 futures dropped 0.2% and FTSE futures fell 0.75%, according to a Reuters report.

Tensions in the Gulf remained elevated, with fresh strikes reported from both the US and Iran on Monday as they continued their standoff over control of the Strait of Hormuz, accompanied by competing maritime blockades. This came shortly after US President Donald Trump initiated efforts to help vessels stranded in the critical energy corridor move safely.

Shipping major Maersk said that the Alliance Fairfax, a US-flagged vehicle carrier operated by its subsidiary Farrell Lines, successfully exited the Gulf through the Strait under the protection of US military escorts on Monday.

In commodity markets, oil prices eased after a sharp surge in the previous session driven by fears of supply disruptions. Brent crude declined 0.5% to $113.85 per barrel, while US crude dropped 1.3% to $105.03.

Apart from geopolitical developments, investors were also preparing for a busy earnings calendar, with companies such as Advanced Micro Devices and Pfizer scheduled to announce their results later in the day.

07:47 (IST), May, 05

Stock Market Live Today: Bajaj Broking’s Bank Nifty Outlook

Index formed a small bear candle with long upper shadow highlighting intraday volatility and selling pressure at higher levels.

Overall, we expect the Bank Nifty to extend consolidation in the broad range of 54,000-57,500 amid stock specific action as we progress through the quarterly earning session of the banking stocks.

Within the consolidation a move above Monday’s high of 55,602 will signal extension of the pullback towards the 56,500 levels.

Index has immediate support is placed in the range of 54,500–54,000 zone, being the confluence of the recent low and 38.2% retracement of the last 3 weeks pullback (49,955-57,456).

A breach below the key support area of 54,000 will signal extension of the decline towards 52,500 levels being the gap area of the 8th April.

07:47 (IST), May, 05

Nifty Today Live: Factors driving stock markets

According to Siddhartha Khemka of Motilal Oswal Financial Services, markets are likely to maintain a gradual upward bias in the near term, driven by three key factors—moderating crude oil prices, strong domestic indicators such as record GST collections and healthy April auto sales, and improved political clarity following state election outcomes.

He added that a BJP victory in three out of five states could reinforce political stability and lift sentiment, while robust GST collections and auto sales point to resilient demand.

07:46 (IST), May, 05

Sensex Today Live: Sensex, Nifty round-up from Monday

Sensex and Nifty, the equity benchmarks staged a recovery on Monday, with the Sensex rising 356 points and the Nifty closing above the 24,100 mark, supported by buying in blue-chip stocks and election trends that aligned with market expectations.

Among Sensex constituents, Adani Ports, Hindustan Unilever, Reliance Industries, Larsen & Toubro, Eternal and Maruti emerged as top gainers. On the other hand, Bharti Airtel, Kotak Mahindra Bank, Tata Consultancy Services and ITC were among the lagging stocks.

Investor sentiment remained buoyant, aided by favourable election signals from West Bengal and stronger-than-expected fourth-quarter earnings, which helped markets look past concerns stemming from the Middle East.

However, intermittent profit booking was seen amid uncertainty around the US ‘Project Freedom’ initiative aimed at reopening the Strait of Hormuz, according to Vinod Nair of Geojit Investments.

07:46 (IST), May, 05

Stock Market Live Today: Bajaj Broking’s Nifty Outlook

Index formed a small bullish candle with a long upper shadow highlighting intraday volatility as the index consolidates with positive bias around the 20 days EMA.

In line with our expectations Nifty is witnessing consolidation in the broad range of 23,600-24,400 amid stock specific action as we progress through the quarterly earning session.

Within the consolidation a move above Monday’s high of 24,290 will signal extension of the pullback towards the upper band of the range placed around 24,400 levels. While a close below last two weeks identical lows around 23,800 will open downside towards the lower band of the range placed around 23,600 levels.

Short-term support is positioned around 23,600–23,500 range being the confluence of the recent major low and 38.2% retracement of the last 3 weeks pullback (22,183-24,601).

Stock Market Highlights: Foreign portfolio investors turned net buyers on Monday, purchasing equities worth Rs 2,835 crore. Domestic institutional investors also remained supportive, with net buying of Rs 4,764 crore.

The Indian currency weakened to its lowest-ever closing level of 95.08 on Monday, pressured by increased demand for dollars from maturing forward contracts and a rise in crude oil prices.

Trading in Asia was mixed on Tuesday. Australian equities opened lower, while markets in Japan, South Korea, and mainland China remained shut. US index futures were largely unchanged following the S&P 500’s retreat.

Wall Street closed lower on Monday, with the S&P 500 pulling back from record highs after an explosion involving a South Korean vessel in the Strait of Hormuz raised fresh concerns about Middle East tensions and overshadowed strong earnings optimism.

(Disclaimer: Recommendations and views on the stock market, other asset classes or personal finance management tips given by experts are their own. These opinions do not represent the views of The Times of India.)

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