Bank holidays in January 2026: Are banks closed on Lohri and Makar Sankranti? Check state-wise list

There has been widespread confusion among bank customers over January bank holidays, especially around Lohri and Makar Sankranti, with many unsure whether banks will be closed today or tomorrow. Being aware of bank holidays in advance is important, as it helps people plan and schedule their financial activities accordingly. Bank holidays vary from state to state, depending on regional festivals and observances. This often leads to uncertainty for customers planning branch visits during festival periods. According to the RBI calendar, banks remain shut on every second and fourth Saturday of the month.Are banks closed today?No. Banks are open on Tuesday across the country. Lohri, though widely celebrated in northern India, is not a notified bank holiday.Are banks closed tomorrow? Banks will remain closed in select states on Wednesday for Makar Sankranti and Magh Bihu. This includes Gujarat, Odisha, Assam and Arunachal Pradesh.Bank holidays on January 15Banks will be shut in several southern and eastern states on Thursday for Uttarayana Punyakala, Pongal and Maghe/Makara Sankranti. This includes Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh and Telangana.Customers planning in-branch banking transactions during the festive period are advised to complete essential work in advance to avoid disruption due to state-specific bank closures. Even when branches are shut, digital banking services such as UPI, mobile banking, internet banking and ATMs continue to remain operational.