Know Maruti Suzuki XL6 MPV loan EMI on Rs 1.3 lakh down payment: Details explained

Sahil Kukreja / TIMESOFINDIA.COM / Nov 4, 2022, 15:41 IST

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Take a look at the variant-wise on-road (Delhi) price of the Maruti Suzuki XL6 MPV, and the lowest monthly installment you would have to shell out for it.

Know Maruti Suzuki XL6 MPV loan EMI on Rs 1.3 lakh down payment: Details explained

Maruti Suzuki recently launched the CNG version of two of its cars in India, i.e. Baleno and XL6. Since both of the cars are retailed through the company's Nexa dealerships, it is the first time that Maruti Suzuki is offering a CNG version of a car sold through the premium chain.
Planning to buy the Maruti Suzuki XL6 and wondering how much EMI would you have to pay? Here’s a table showing the variant-wise on-road (Delhi) price of the MPV, and the lowest monthly installment you would have to shell out for it, keeping in mind an average tenure, ROI, as well as down payment -

Variant	On-road price (Delhi)	Tenure	Interest rate (estimated)	Down payment	EMI
Zeta	Rs 12.99 lakh	5 years	10%	Rs 1.30 lakh	Rs 24,835
Alpha	Rs 14.12 lakh	5 years	10%	Rs 1.41 lakh	Rs 27,009
Zeta CNG (new)	Rs 14.16 lakh	5 years	10%	Rs 1.42 lakh	Rs 27,078
Zeta AT	Rs 14.69 lakh	5 years	10%	Rs 1.47 lakh	Rs 28,086
Alpha+	Rs 14.80 lakh	5 years	10%	Rs 1.48 lakh	Rs 28,305
Alpha+ dual tone	Rs 14.98 lakh	5 years	10%	Rs 1.50 lakh	Rs 28,648
Alpha AT	Rs 15.82 lakh	5 years	10%	Rs 1.58 lakh	Rs 30,260
Alpha+ AT	Rs 16.50 lakh	5 years	10%	Rs 1.65 lakh	Rs 31,555
Alpha+ AT dual tone	Rs 16.68 lakh	5 years	10%	Rs 1.67 lakh	Rs 31,898

To make it easier for you, we have chosen an average tenure period of 5 years as standard, along with approximately 10% down payment amount, and an estimated 10% bank interest rate.Do note that the buyer is free to decide the tenure for which he/she will be taking the loan for, whereas the interest rate varies from one bank to another. Moreover, you can also choose to pay a higher or a lower down payment, which will decrease or increase your easy monthly installment (EMI) respectively.

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Maruti Suzuki currently retails the XL6 in India at a starting price of Rs 11.29 lakh for the entry-level Zeta MT variant, going all the way up to Rs 14.55 lakh (both prices, ex-showroom) for the range-topping Alpha+ AT dual tone model. However, the on-road (Delhi) price of the MPV currently ranges between Rs 12.99 lakh and Rs 16.68 lakh.
For example, let's assume you decide on purchasing the new XL6 CNG which currently has an ex-showroom price of Rs 12.24 lakh. If you pay Rs 1.42 lakh as down payment out of the Rs 14.16 lakh on-road (Delhi) price, you would end up paying Rs 27,078 as EMI for a period of 60 months (5 years) against a total loan amount of Rs 12.74 lakh. At the end of the tenure, you would have paid Rs 16.25 lakh for the MPV over and above the down payment.
Do let us know in the comments down below if you would like to know the EMI for any other car, motorcycle or scooter of your choice.

About the Author

Sahil Kukreja

A passionate automotive journalist, Sahil takes inspiration from the likes of Doug DeMuro and Mat Watson. His dream car is the Porsche 911, while he is also a fan of go-anywhere adventure touring motorcycles.

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