Can your health insurance deny an accident claim if you didn't disclose an unrelated illness?

Preeti KulkarniTNN
Mar 3, 2026 | 12:37 IST

You might wonder what diabetes, or another illness, has to do with your accident. It doesn’t, but your insurance company feels otherwise

Consider this: You meet with an accident and are admitted to a hospital for treatment of injuries. You are covered under a health insurance policy. However, to your shock and dismay, your insurance company rejects your claim.

The reason? Non-disclosure of diabetes that you had been suffering from prior to policy issuance. Now, you might wonder what diabetes has to do with your accident. It doesn’t, but your insurance company feels otherwise.
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