Airtel Payments Bank launches ‘safe second Account’ to boost secure digital transactions

Airtel Payments Bank has announced the launch of its Safe Second Account, a new savings account designed to protect consumers from the growing risks of online fraud while enabling seamless everyday transactions. The Safe Second Account allows customers to separate their core savings from daily spending, reducing exposure to risks such as phishing, fake apps, SIM swaps, and unauthorized transactions.


Key benefits include:

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• li1Instant account opening via the Airtel Thanks app
• li1Up to 6.5% interest (T&C apply)
• li1Zero minimum balance requirement
• li1Seamless UPI integration
• li1Eco-friendly debit card with benefits worth up to Rs 15,000
• li1Full suite of bill payment and recharge options

The account is equipped with multiple safeguards tailored for today’s digital risks:

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• li1Fraud alarm to instantly block suspicious activity
• li1Sleep mode to pause the account when not in use
• li1AI-driven face match for detecting high-risk transactions
• li1Customizable daily transaction limits with real-time alerts

Anubrata Biswas, MD & CEO of Airtel Payments Bank, said the initiative reflects the company’s commitment to safer digital banking: “Digital payments have transformed the way India manages money, but with convenience comes the responsibility of ensuring safety. The Safe Second Account is a step in that direction — encouraging a simple yet powerful habit of separating everyday transaction funds from core savings.”


He added that this behavioural shift could help consumers embrace digital transactions more securely and shape the future of safe banking in India.


The Safe Second Account has no entry barriers and can be opened digitally through the banking section of the Airtel Thanks app, making it accessible to customers across segments.