Divide your money now before it's too late

It never ceases to astound me as to how strong, loving, lifelong, respectful familial bonds dissolve, rupture and erupt into flames when money, in the form of inheritance, becomes contentious, or business dealings between family members go awry.
It is tragic that parents work relentlessly, and at times live compromised lives to afford the best that their hard-earned, diligently saved pennies can buy for their kids, and then those savings turn into the most flammable materials.I often wonder how the departed souls feel when they look down (no pun intended) from the heavens at their squabbling, greedy, frustrated, selfish, unfair, hostile, devious inheritors. Do they rue the fact that they trusted some people wrongly and were fooled by others, or simply that they should have either spent it all living super comfortable lives themselves, because it’s really not doing much good being left behind. This week my column has a very simple message to every family that has assets. Make a will and register it, register your nominees in bank accounts and in properties, if you feel there’s a potential for conflict, I suggest you even a make a video tape of the proceedings. It may seem all very dramatic, but I assure you , much greater dramas ensue in the absence of absolute clarity. And finally, no one is too young to die, so do it NOW and make it a point to update it every five years. As it is often said, hope for the best, but prepare for the worst.
I am a 19-year-old girl. I met my a senior from school while attending a workshop when I was in the eleventh standard. We’ve just met thrice, but chat frequently through texts and even online. Now he has started to talk to me about sex and tells me everything about a man’s desires and how a girl should satisfy it. We even have phone sex. I am now getting carried away by all of this. I want to cut this relationship as I fell it’s unfair on my part. I have started watching porn movies as well. I feel this should not prolong as I am not able to concentrate on my studies. Please help me.
It is perfectly normal to have great curiosity about sex at your age. However, be aware that what you see in porn is often unrealistic, over the top and not what you should expect in your daily sex life. Now that you have an awareness about sex and it’s distracting you, it’s only wise to focus on more important things that will create a strong future for you. Thank him for the initiation and tell him that though the experience is going to be unforgettable, it’s not something that you wish to continue exploring.
I am 19-year-old boy studying in Chennai. I met an unknown girl through a social networking site and started chatting with her. We also exchanged numbers and I started talking to her. I like her a lot. But weeks later, she confessed that she has a boyfriend. Despite that, she talks to me in an attractive manner and I can’t stop being in love with her. What do I do?
A lot of people that have various inhibitions or restrictions are emboldened by the relative anonymity of their interactions on social networking mediums. Use the sites as great mediums for connection, networking and expression but don’t lose your heart to someone that lives only in a virtual world, especially if they don’t choose to reciprocate your affections.
I am a 21-year-old in love with a girl since my 10th standard. She stays in Delhi whereas I am based in Chennai. She is a very good friend of mine but whenever I speak to her, I just cannot muster the courage to tell her about my feelings. I also fear that if I confess my feelings to her, it might affect our friendship which I don’t want to happen. Please help me.
If she’s a very good friend you can very light-heartedly ask her what qualities she is looking for in a man or relationship. Naturally, her antennae will go up, but more importantly her description will make it evident whether you’re the man for her or not.
I am a 23-year-old girl who was in a relationship with a boy for the last four years. We loved each other a lot and got physical many a times as well. He promised that he would marry me. But suddenly he is saying he doesn’t want to carry this relationship any further because he thinks we fight a lot and also that I am too possessive about him. I tried all possible ways to convince him but he is not willing to listen. He ignores my calls and later keeps his cell switched off for the longest time. I am totally shattered. I tried a lot to engage myself in other things so I can forget him but it’s just not possible. I can’t live without him. I feel like killing myself. I am also feeling guilty and tensed because I have lost my virginity. What do I do?
You had a loving and long relationship that didn’t go the distance despite the best of intentions from both sides. Relationships are all about getting to know each other in every possible way and deciding whether it’s sustainable for a lifetime. No one should be trapped into marriage just because they had a consensual sexual relationship unless the only reason you had sex was because he promised you marriage. Even then, do you want to be with a man who doesn’t want you as his life partner? Don’t you want to marry someone who loves you? What if he marries you, then either cheats on you or divorces you? I always believe it’s better for a relationship to end than a marriage. Don’t see it as a loss of virginity. See it as a boon that you didn’t get married and have children and then be in this situation.