Bank of India recruitment 2025-26: Notification out for 514 Credit Officer posts, application begins on this date

Bank of India has officially released the notification for the Credit Officer Recruitment 2025–26, opening 514 vacancies for experienced officers under its General Banking Officer (GBO) stream. The online application window is scheduled from December 20, 2025, to January 5, 2026, for roles across three management scales – Middle Management Grade Scale-II (MMGS-II), MMGS-III and Senior Management Grade Scale-IV (SMGS-IV).

Eligible professionals with requisite academic qualifications and banking experience can apply through the official BOI website. The recruitment drive aims to strengthen the bank’s credit operations and risk management capabilities amidst an ongoing expansion in banking sector hiring. Notification details stipulate age limits, scale-wise eligibility, application fees and selection stages involving online tests and interviews.

Bank of India recruitment vacancy details and scales

The total 514 vacancies are distributed across three management scales, reflecting different levels of seniority and responsibility:


Reservation for SC/ST/OBC/EWS/PwBD categories applies as per Government of India norms.

Eligibility criteria

Aspirants who wish to apply for Bank of India recruitment drive must meet the following eligibility requirements:

Educational Qualification

Candidates must hold a graduation degree from a recognised university. Specific professional qualifications such as CA, CFA, ICWA, MBA/PGDBM in Banking or Finance, or equivalent postgraduate banking/credit qualifications are preferred depending on the scale.

Age Limits (as on 01 Nov 2025):

• MMGS-II: 25–35 years
• MMGS-III: 28–38 years
• SMGS-IV: 30–40 years

Age relaxation is applicable for SC/ST (5 years), OBC (3 years), PwBD and Ex-Servicemen as per government rules.

Experience Requirements

• MMGS-II: Minimum 3 years post-qualification officer experience, with at least 2 years in MSME/Corporate/Commercial credit.
• MMGS-III / SMGS-IV: Progressive experience ranging from approximately five to eight years in credit and banking functions, aligned with managerial expectations.

How to apply for BOI recruitment

The application window for Bank of India recruitment drive will open December 20, 2025 onwards. Here is how eligible applicants will be able to register online:

• Visit the official Bank of India website at bankofindia.bank.in.
• Click on the Careers/Recruitment section on the homepage.
• Open the notification for Recruitment of Credit Officers in GBO Stream (2025–26).
• Click on the Apply Online link.
• Complete the new registration process and note the registration number and password.
• Log in and fill in personal, educational and professional details carefully.
• Upload scanned copies of photograph, signature and other required documents in the prescribed format.
• Pay the application fee online as per your category.
• Review the application form and submit it.
• Download and save the confirmation page for future reference.

Selection process

The selection process for Credit Officer posts will include:

• Shortlisting of eligible applications
• Online examination and/or interview (depending on applicant volume)

The examination stage assesses candidates’ professional knowledge, reasoning, quantitative ability and domain expertise in credit evaluation and risk management. Detailed exam pattern and syllabus will be published in the official information brochure.
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